McKinney Electricity Rates
Compare electricity plans from 40+ providers in McKinney. The Collin County seat with a charming historic downtown and fast-growing suburbs.
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Electricity in McKinney
Mix of old and new construction.
McKinney has both charming historic homes near the downtown square and sprawling new developments like Craig Ranch, Stonebridge Ranch, and Tucker Hill. Newer homes are typically more energy-efficient, but older historic homes may need more cooling in summer.
Summer Reality Check
Winter Months
Many McKinney homes have gas heating, which helps keep winter electric bills reasonable.
About Oncor (Your TDSP)
McKinney is served by Oncor Electric Delivery, which delivers electricity to your home regardless of which retail provider you choose.
Oncor serves all of Collin County and most of North Texas:
- →McKinney, Allen, Plano, Frisco, Prosper
- →Dallas, Fort Worth, Arlington, Irving
- →Over 10 million customers across Texas
The rates on our comparison tool include Oncor's delivery charges. You're seeing the total price.
McKinney's Electricity Market
McKinney has been deregulated since 2002. With 40+ retail providers competing for customers, you have plenty of options to find a great rate.
What Competition Gets You
- →Rates as low as 9¢/kWh with the right plan
- →100% renewable energy options
- →Fixed-rate plans up to 36 months
- →No-deposit plans for good credit
What to Watch Out For
- →Teaser rates at exactly 1,000 kWh
- →Bill credits that vanish at higher usage
- →High cancellation fees ($150-$300)
- →Auto-renewal at higher rates
McKinney Money-Saving Tip
McKinney homes typically use 1,800-2,400 kWh in summer. Compare plans at the 2,000 kWh level to see realistic pricing for your home size.
What's Normal in McKinney?
Usage varies by home age and size. Here's what McKinney residents typically see:
| Home Type | Summer (Jun-Sep) | Winter (Nov-Mar) | Summer Bill (@ 14¢/kWh) |
|---|---|---|---|
| Historic home/Townhome | 1,200-1,600 kWh | 900-1,200 kWh | $168-$224 |
| Medium home (1,800-2,500 sq ft) | 1,600-2,200 kWh | 1,100-1,500 kWh | $224-$308 |
| Large home (2,500-3,500 sq ft) | 2,100-2,800 kWh | 1,400-1,900 kWh | $294-$392 |
| Estate home (3,500+ sq ft) | 2,600-3,500+ kWh | 1,700-2,300 kWh | $364-$490+ |
Newer communities like Craig Ranch and Trinity Falls tend to have better insulation and more efficient AC systems than older areas near downtown.
Best Time to Switch in McKinney
Good Times to Switch
- •April-May: Lock in rates before summer
- •October-November: Fall deals as demand drops
- •30 days before contract ends: Avoid auto-renewal
- •When moving: New address = no cancellation fee
Times to Be Careful
- •July-August: Peak demand = higher rates
- •ERCOT grid alerts: Temporary rate spikes
- •Mid-contract: Cancellation fees apply
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